Advice

Buying a plot? 7 things to check before you sign the contract

The plot looks perfect, the price is right and the seller is in a hurry. That is exactly when it pays to pause. These seven checks take a few days and can save you from mistakes that can’t be undone.

ContextThe checks below refer to buying land in Serbia, where ownership and encumbrances are recorded in the real estate cadastre and land use is defined by local spatial plans.

1. The title deed: owner and encumbrances

Check that the seller is really registered as the owner, whether there are co-owners and whether there are any encumbrances: a mortgage, an easement, a registered dispute or a ban on disposal. You can view the basic data free of charge on the public eKatastar portal of the Republic Geodetic Authority.

2. Land use

Not every plot can be built on. The location information (informacija o lokaciji), issued by the municipality, shows whether the land is building land, what may be built on it, how many storeys are allowed and how much of the plot may be covered by buildings. If you’re planning a house and the plot is agricultural land, you need to know that before paying a deposit, not after.

3. Access to a public road

A building plot must have access to a public road. A plot “behind” other plots, reachable only through a neighbour’s yard, may be impossible to build on without additional procedures.

4. The real boundaries and area

Fences on the ground often don’t follow the boundaries in the cadastre. Boundary marking tells you exactly what you are buying and whether the area is the one in the advert. Read more in Where exactly are your plot’s boundaries?.

5. Buildings on the plot

If there is a house, an outbuilding or a foundation on the plot, check whether it is registered in the cadastre and whether it has a permit. An unregistered building is not just a paperwork problem. It can affect the loan, the price and what you are later allowed to build. See also Registering a building in the cadastre: step by step.

6. Utilities

Electricity, water, sewerage and gas: are they on the plot, in the street or hundreds of metres away? A distant connection can cost as much as a good part of the plot. Ask the utility companies, and the position of visible utilities will also show up on a KTP.

7. The terrain

Slope, low spots where water collects, filled ground, a nearby watercourse: all of this affects the foundations and the cost of building. A height survey, i.e. a KTP, shows the terrain in advance, and your designer will need one anyway.

And finally: the contractMake sure the sale contract states the parcel number, the cadastral municipality and the area exactly as they appear on the title deed. A vague description of what is being sold is a common cause of later disputes.